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Is Paypal the best way to receive money?



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Is Paypal the best way to receive money?

I've been using PayPal for a decade now and I'm looking for another payment portal as a contingency.

Paypal offers solid buyer protection and easy ways to receive payment (such as when working online as a freelancer).

You can transfer funds from Paypal to bank or have a check mailed.

The biggest downside is that some had their accounts locked by Paypal for no reason.  

Also, Paypal is not available in some countries for use.

What are the most reliable Payment Portals being used nowadays?

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mikde01

For me Payoneer is great, it takes less currency conversion fees compare to PayPal.



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davedaot04

It maybe great but it's not really included as a payment method in most of the online jobs, PayPal is the leading when it comes to financial transactions, PayPal was founded on December 1998 so they've been in the industry for a while now, and almost all of the companies online have a PayPal payment method and so far I don't have any issues with my PayPal account and my transcations on it.



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Judas2018

I think paypal pretty much dominates most of the market when it comes to doing financial transactions online, such as sending invoices, receiving funds, etc. The system works quite well, and there's very little hassle. In my opinion, it is the best way to receive money.



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Steve5

I agree. Paypal is a very secure and accessible service. I still use it right now. I get my funds easily. I don't have to worry about risks since it has high security features.



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vinaya

Paypal is the best way to send and receive money online. sadly, Paypal is not available in my home country. There are many countries where paypal is not available. The alternative method for getting payment online is payoneer. When you get payoneer account, you also get a payoneer plastic card which you can use at your local ATM. However, not many companies have payoneer as a payment system. There was a time when paypal accepted payoneer card and the bank account given by payoneer. You could easily withdraw paypal funds to payoneer bank or card, however, this option has been disabled now.



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TheArticulate

Paypal is very integrated with most retailers or sources of income online, so it's the easiest by far to use. I've heard that there are other methods that don't charge you as much per transaction, but they're just not a ubiquitous as Paypal, unfortunately.



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peachpurple

Yes, paypal is very secure right now, don't have to worry a single thing except for the password. I had difficulties to get a new password.



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Steve5

Passwords are easy to save. Just have a separate copy on a piece of paper or something. Also, remember how to have a password reset in case anything happens.



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mark8625

I dont have complain in terms of paypal service but sometimes they overcharged it.



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jeffreyjose48

I also agree. PayPal is so easy to use. But the problem is, my G cash could not link with my pay pal account.



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DenisP

I definitely have to agree with you here. I think that PayPal pretty much set the standard when it comes to sending and receiving money on the internet. It's one of those situations where something is often imitated but never duplicated. I've used other services online but none of them match the convenience of PayPal.

That being said, it's not without its flaws. The biggest issue is that many countries (mainly those ranked lower in terms of their global economic status), while recognized by PayPal, still lack certain crucial services when it comes to transferring money. This is where services like Payoneer have stepped in to fill the void. I'm sure PayPal will catch up in that regard, though.



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jaybee19

This comment has been split into a new thread here.



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a1grafx

I have always preferred PayPal. It seems like Guru, Upwork, Freelancer, etc all pay through it so it works out well. Ever since I got my first online gig in 2007, PayPal was the way to go and everyone used it. I recommend it.



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TheArticulate

This is my reason for sticking with PayPal. It's more widely used online, and the sources of income I have online strictly use it, which doesn't give me much wiggle room to use other payment methods. If I were diversifying the sites I used, I feel like it's be more of a hassle to get all of my money in one place at the end of each month.



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vinaya

If paypal is available in your country, paypal is the best payment gateway. There is no other payment service such as paypal. sadly paypal is not available in many countries and my home country happens to be one of these countries where paypal does not work. You can of course create a paypal account here, however, your account cannot receive money. Your account is send only, howeve,r you also cannot send money because paypal does not accept local cards and banks. If you cannot load money, how can you send money.
If they detect fraud, they wil lock your account. The accounts getting locked is a rare case.



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aecel

I also use Paypal I haven't tried using any portals aside from Paypal. I'm still happy and satisfied with the service of Paypal they even call you if you have a concern about your accounts. Though, I'm also thinking another alternative because Paypal will change their policies these coming days. Hope there is another portal who can beat Paypal so we could choose better choices.



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Steve5

Paypal is the best. I'm glad I've continued using their service. I earn money online and they've consistently transferred the right amount to my bank account. I'm thankful for their dedicated service.



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aecel

Certainly that Paypal is awesome when it comes to payment portals. I'm happy for you that you're also satisfied with their services. Same here I'm very much thankful for their services even now because despite their policies update my debit account here in my country is not affected by their transfer fee increase.



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Steve5

Glad to know that. Paypal always secures our money. It safely transfer all our hard earned cash to our deposit accounts. I'm grateful that it's still reliable after so many years.



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mitan143

I agree with the comments above. I haven't tried other payment portal such as good as Paypal, In fact, most of the payment method to some online job sites is through using paypal.



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EfficientNinja

I've only used Paypal for less than a year. It is very helpful for me because I do freelancing online and I also pay for some goods using Paypal. I think it is the best way to receive money online because I think it is the most reliable out of all of the online services that offer this kind of system. Paypal has also been operating for a long time now and they have proven themselves to be a stable and a company that values their clients' security.



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Kakashi2020

I think PayPal is one of the best because it offers convenience to its users, it's easy to use and very reliable, it's really my first choice. But for large sums of money I still transfer it to my local banks Visa Atm savings account just to be sure. I also have several debit cards linked to my PayPal account so that PayPal transfers would be fast and hassle free.



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treecko142

Yeah, it's compatible with almost every online paying site for services and transactions both as a buyer or a seller (or freelancer), and it can be easily converted to money in your local currency or directly linked to your bank.



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Martinsx1

PayPal looks like to be the best online payment portal as it's fully accepted by most sites in the world. Although there are some problems that I believe PayPal needs to tackle, one is trying to to expand PayPal's reach throughout other countries and also the issue of limiting accounts by the portal.



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vinaya

The The first site where I actually made money was called Helium. In 2010, I had made $180 on Helium, however, I could not withdraw Helium payment untl 2012. helium paid through paypal, however, paypal was not available in my home country. Since I could not withdraw my earning, I stopped working on helium. In 2012, I was accepted on hubpages apprentice program where I was paid $6 for one article Hubpages also paid through paypal and I did not have paypal. Then I found a way. I used my US friend's paypal acount for payment and she would be sending me payments through western union. This payment modality worked for a long time.



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aeon

Yeah, you're right. Paypal should also have the standard service charges for their service and not depends on the countries. I think Asian countries has a little higher in service charges compare to the western countries.



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kgord

PayPal works for me because it is something that everyone seems to have and seems to use. I also like the cards that come with PayPal for instant access to your money. They do charge fees though which is annoying. I really don't like the fees being taken out.



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iamawriter

I receive money through paypal and I am quite satisfied. The only snag with Indians is that we cannot keep the money in our paypal account and it gets automatically transferred to our local bank account. I do not mind that as we can shop online by transferring money from our bank account to wherever it is needed.



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esteban123

I really like PayPal because of its being reliable and convenient to use, I am using this as a mode of payment from my online sites and I am happy for being safe and useful. I think PayPal is mostly used by most people around the world due to its very unique and convenient features.



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vhinz

I'm using Paypal for all my online transactions and so far I haven't had any bad experienced yet so it is still my preferred online payment gateway even though there are other options.



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focusedwriter10

We are sailing together. I also use PayPal for all my online transactions, and it is the best. I earlier tried skill, but when they started charging higher fees when one is receiving $$$, I left them. With PayPal and mobile money transfer in my country, it is quick to get the cash.



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vhinz

I registered an account on skrill but I have not yet used it for any transaction. I registered because others said that it is better than people. Paypal also have charges when transferring to my local bank account. Until now I still using paypal. I just hope that one day paypal would also include cryptocurrencies.



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focusedwriter10

Skrill was so cool and convenient back here. Withdrawals through mobile transfer were instant. They lost customers in our country when they started overcharging if you are receiving dollars. That gave PayPal a chance, and it only takes 2hours to receive money on my mobile phone.



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albino

In my own opinion Paypal is the most reliable payment portals because I still don't have negative experience on using Paypal. I don't have a bank account or credit card but still I can use Paypal to purchase online or spend my income from my online jobs in online markets. But the issue of locking a certain account I think there is a reason behind or just a trouble on system but I think they can fix it, because if they will hold your money or locked your account without any reason it is against the law, or you can file a case for that, because its your money and you are paying their services when you withdraw or they can use your money if you decide to keep it in your account so you have the right to make some actions or complain because its not what it supposed to be.



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peachpurple

I love paypal, had been using it ever since 8 years ago. It is reliable and stable, never lose my money and the security, I must admit it is very strict and protect consumers right



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EfficientNinja

Wow, you've been using their service for a long time! That's reassuring because I just started using them this year. It's good to know that a long-term user hasn't lost money while using their service. Is Paypal the best way to receive money?



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Kakashi2020

But what if PayPal ceases to exist? What payment portal then would be a reliable solution? Most job sites prefer PayPal for convenience and has limited options.



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esteban123

I wish that PayPal would continue its service despite of having a higher transaction fee for transferring money to our respective bank accounts, I hope that it will not close just like what happen to payza a while ago wherein it needs to shutdown its services for certain countries for unknown reasons. I would still love love PayPal for so many reasons.



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DenisP

PayPal is an absolute juggernaut, and in my opinion, with good reason. Ever since I started earning money online, PayPal was the one and only service I preferred to use.

I've used websites which forced me to use other services such as Payoneer and Skrill, but I was quite unsatisfied with those services. It isn't that they are bad--Payoneer in particular is a fairly good service--but none have matched the ease and convenience of PayPal.

For example, I couldn't open a Payoneer account without connecting a bank account, which was extremely annoying and difficult in my country. PayPal on the other hand allows me to simply connect a debit card I opened with my bank, and I can transfer money directly to that individual card without having to include all of my bank info.

Things like that are what make PayPal a league above the rest.



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overcast

For most of the freelance and the marketplace websites, the paypal and the payoneer seems to be the only right way. You can see that some of the time paypal may not be a good choice if the fees are high. But if the client wants to have dispute center, then you can see that paypal is one of the dispute handler in such case. So that seems to be the only option that I have seen.



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onlinephp

Everybody expect to see paypal as a payment method anytime they are shopping online. paypal deleivery quality service but i personal don't like them because of the ban the placed on my country.



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aeon

Yeah, I think that's the only problem about the Paypal. They are not allowed some countries to use their services, and also the payment price is depends on your country, if you want to transfer your paypal balance to your bank account the payment is a little more higher if you live in Asian countries.



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aeon

Well I think it's hard to transfer to other online payment right now. Paypal is already well known in this business. I'm also using paypal for five to six years now and never encounter a problem. It's very easy to transfer funds to my bank account and in our country by using gcash instant withdrawal from paypal is very easy to do now.



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jaymish2

I think there is amazing potential in online payment processing payment systems. They are not many options. I have to concur that at the moment paypal is the best. It has the widest reach globally. I think it is the preferred way of paying online because of its simplicity. All you have to do is press a button and money is received by email almost instantly. This is a genius way of transferring money. I think this is what crytocurrency is trying to emulate. In the next few years, I think this will be the major method for online, money transfer.



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Judas2018

There have been options but they've come and gone. Paypal is still standing, because of the way they do business. They keep accounts safe, make transfers quick, and overall allow customers to move money anywhere they want at any time.



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rebeccaverdad

For me Yes, Paypal is the best way to receive money. Nowadays, the home based jobs or freelancer jobs are blooming in terms of receiving payments from the clients online you can easily access your Paypal account to received payments and pay bills without leaving your home.Actually Paypal help me a lot for my part time online job.



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aeon

Yeah, you're right. Paypal helps a lot for those freelancers and who has some part time jobs. This is the most trusted and reliable I think. Without this paypal before, and the payment will directly to the bank account, I wonder how the cost of transaction fees.



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fishbate

In my experience PayPal is a great way for making transactions flexible. Receiving and paying money through PayPal is quite convenient in my experience. Although i have some minor issues like long postings and delayed transaction, but all are taken cared off. Overall PayPal is one of the most convenient and safest way of receiving money .



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keen2write

PayPal is the best way to withdraw your money into but that being said also, I do like to use Bitcoin as You can invest also in bitcoin. But, yes PayPal is so much easier and hassle-free for withdrawing your money. Because once it is in your PayPal you can also withdraw/transfer this into your bank straight away and within moments it is in your bank. Whereas if you were withdrawing from an external source straight to your bank normally you would have to wait between 3 to 4 days.



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Lost93

For me it is. The easiest way to receive money is Paypal. I also think it is the safest way. So far I have not had any bad experiences with Paypal, everything works properly. Personally, I am very pleased with the service. Also, many friends use Paypal to receive money and have never had any problems. I read somewhere that some people had problems but not directly with Paypal than customers or sellers. It also happened to a fake email from Paypal in which it says that the money was paid, but it is not. I recommend everyone Paypal, but also be careful.



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aeon

Yeah, and there's no transaction fees if you want to transfer your money to another paypal account. Paypal to paypal transaction is very easy, and can transfer it in instant, and they will send you an email to confirm that.



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amelia88

It's great for several reasons, and not so great for others. I think the biggest downside is the fee structure, and how bad that side of things can be. It's not a problem if someone pays you via the friends and family option, but if they pay for goods and services you end up losing a certain amount of the cash in fees.

I do think though that their market share dominates and for a lot of people that's all they use, so it becomes something that is a super common payment method.