Do you have any type of medical insurance? We as freelancers usually don't reap the benefits of a "real full time job" so we don't get vacation leave, medical, dental, or paid leave. So I'm wondering if you invest in any type of medical insurance policies.
Do you save up money in case you were to get ill, or if a family member were to get ill? I have experienced having no insurance and being sick, and lets just say that it was so costly but thankfully I had enough saved up but these savings came else where and not from my medical savings so that put a dent in my savings.
Have you looked into getting medical insurance while being a freelancer? If so, what type of insurance policies were you looking at, and how did it go? Also, don't think that you won't get sick, and therefore have no need to buy a medical insurance policy, I thought that too, and it back fired! Lol.